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You are here:  FE Trustnet     Offshore Insurance    Factsheet

Offshore Insurance / Utmost Wealth

Utmost Wealth Growth Plus Select Portfolio

2 FE Trustnet

FE Crown Rating

Fund Objective

The fund aims to provide long-term capital growth while keeping risk in a target volatility range of 14-16% over a market cycle, which can last five years or more. We’ve engaged Morningstar to help us select and manage the blend of funds it contains. The Growth Plus Select Portfolio can invest in a mix of asset classes, like bonds and property, but with the majority invested in riskier assets (around 90%), such as equities (shares), including emerging markets equities. This makes it our second highest-risk portfolio within the Select Risk Profile Portfolio range, but with the potential for higher long-term returns. The additional charges/expenses may change when funds are replaced, added or removed from the portfolio or weightings between funds are changed. Volatility is a measure of risk which shows how much the fund’s returns have historically deviated from its own average. To calculate volatility, we look at deviations over a period of three years, and express these as a yearly number. - (The fund manager may engage in securities lending with a view to earn additional income. While securities lending may increase the investment return it also increases the level of risk within the fund.)

Domicile

Sector Global

Currency

Primary Asset Class

Fund Size

GBP 1.65m as at 31-Dec-2018

Unit Name

Utmost Wealth Growth Plus Select Portfolio A

Inc/Acc

Accumulating 

Citicode

GSQ7

Initial Charge

n/a

Unit Currency

GBP 

ISIN

 

Annual Charge

1.65%

Mid

GBP 2.06

Change (Mid)

0.01 (0.26%)
22-May-2019

Unit LaunchDate

08-Oct-2009

Unit Name

Utmost Wealth Growth Plus Select Portfolio B

Inc/Acc

Accumulating 

Citicode

GSQ8

Initial Charge

n/a

Unit Currency

GBP 

ISIN

 

Annual Charge

1.10%

Mid

GBP 2.14

Change (Mid)

0.01 (0.26%)
22-May-2019

Unit LaunchDate

08-Oct-2009

Performance Overview

Performance Charts

Cumulative Performance

  YTD 3m 6m 1y 3y 5y
Fund 10.27 2.84 6.65 -2.00 31.96 39.64
Sector 8.47 2.10 5.06 0.08 29.32 38.12

Discrete Performance (%)

  2018 2017 2016 2015 2014
Fund -9.14 12.04 16.13 3.15 4.15
Sector -7.22 9.61 16.62 1.60 5.15

Asset Allocation

breakdown chart
  Asset Class % of Fund
UK Equities 38.84
Japanese Equities 9.93
US Equities 8.90
Money Market 4.96
Chinese Equities 4.34
French Equities 2.37
German Equities 2.02
UK Fixed Interest 1.94
US Fixed Interest 1.82
North American Equities 1.80
Indian Equities 1.66
Taiwanese Equities 1.49
Asia Pacific Emerging Equities 1.33
Swiss Equities 1.21
Dutch Equities 1.17
South Korean Equities 1.15
Brazilian Equities 0.82
Spanish Equities 0.82
Hong Kong Equities 0.77
Australian Equities 0.66
Swedish Equities 0.63
South African Equities 0.56
Danish Equities 0.55
Global Corporate Fixed Interest 0.50
Russian Equities 0.45
Japanese Fixed Interest 0.43
Italian Equities 0.40
Others 0.40
Mexican Equities 0.39
Norwegian Equities 0.39
Finnish Equities 0.38
French Fixed Interest 0.38
American Emerging Equities 0.37
German Fixed Interest 0.35
European Emerging Equities 0.33
Irish Equities 0.30
Thai Equities 0.29
Indonesian Equities 0.25
Belgian Equities 0.24
Canadian Equities 0.24
Singapore Equities 0.22
Italian Fixed Interest 0.21
Middle East & African Equities 0.19
Portuguese Equities 0.18
Malaysian Equities 0.17
Global Investment Grade Fixed Interest 0.17
Mexican Fixed Interest 0.16
Cash & Cash Equivalents 0.16
Spanish Fixed Interest 0.14
Dutch Fixed Interest 0.13
Supranational Fixed Interest 0.11
Philippine Equities 0.11
American Emerging Fixed Interest 0.11
Canadian Fixed Interest 0.10
Brazilian Fixed Interest 0.10
Indian Fixed Interest 0.10
Australian Fixed Interest 0.09
International Equities 0.09
Hungarian Equities 0.09
Austrian Equities 0.09
Preference Shares 0.08
Indonesian Fixed Interest 0.07
Asia Pacific Government Fixed Interest 0.07
Turkish Equities 0.07
Belgian Fixed Interest 0.07
European Fixed Interest 0.06
North American Government Fixed Interest 0.05
Emirian Equities 0.05
Chilean Equities 0.05
Polish Equities 0.05
Qatari Equities 0.05
African Fixed Interest 0.05
South Korean Fixed Interest 0.04
Austrian Fixed Interest 0.04
Greek Equities 0.04
Swiss Fixed Interest 0.04
Thai Fixed Interest 0.04
Peruvian Equity 0.04
Danish Fixed Interest 0.04
North American High Yield Fixed Interest 0.03
Asia Pacific ex Japan Equities 0.03
Global Fixed Interest 0.03
Kuwaiti Equities 0.03
UK High Yield Fixed Interest 0.03
GCC Fixed Interest 0.03
Asia Pacific Equities 0.03
Irish Fixed Interest 0.03
Egyptian Equity 0.02
Asia Pacific Fixed Interest 0.02
Saudi Arabian Equities 0.02
Luxembourg Fixed Interest 0.02
Swedish Fixed Interest 0.02
European Equities 0.02
New Zealand Equities 0.02
New Zealand Fixed Interest 0.01
Czech Fixed Interest 0.01
Peruvian Fixed Interest 0.01
Norwegian Fixed Interest 0.01
Czech Republic Equities 0.01
Hungarian Fixed Interest 0.01
Chinese Fixed Interest 0.01
Scandinavian Fixed Interest 0.01
Finnish Fixed Interest 0.01
UK Gilts 0.00
Hong Kong Fixed Interest 0.00
European Government Fixed Interest 0.00
Global Index Linked 0.00
North American Fixed Interest 0.00
Futures 0.00
Chilean Fixed Interest 0.00
Global Government Fixed Interest 0.00
European High Yield Fixed Interest 0.00
UK Corporate Fixed Interest 0.00
Portuguese Fixed Interest 0.00
Russian Fixed Interest 0.00
Singapore Fixed Interest 0.00
South African Fixed Interest 0.00
Polish Fixed Interest 0.00
Taiwanese Fixed Interest 0.00
Middle East & African Fixed Interest 0.00
Malaysian Fixed Interest 0.00
Philippine Fixed Interest 0.00
European Emerging Fixed Interest 0.00
Kazakhstan Fixed Interest 0.00
Foreign Exchange 0.00
Alternative Investment Strategies 0.00

Regional Breakdown

breakdown chart
  Region % of Fund
UK 42.04
USA 10.89
Japan 10.70
China 3.68
France 3.21
Germany 2.53
Money Market 2.10
North America 2.02
India 1.81
Taiwan 1.49
Netherlands 1.40
Emerging Asia 1.29
Australia 1.28
Korea 1.27
Switzerland 1.25
Spain 0.96
Brazil 0.93
Sweden 0.81
Hong Kong 0.77
Hong Kong & China 0.66
Canada 0.61
Italy 0.61
Denmark 0.58
South Africa 0.56
Mexico 0.55
Norway 0.50
Finland 0.47
Russia 0.45
Indonesia 0.36
Belgium 0.33
Thailand 0.33
Singapore 0.33
Ireland 0.32
European Emerging Markets 0.30
Latin America 0.28
Africa 0.19
Portugal 0.18
Malaysia 0.17
International 0.13
Austria 0.13
Philippines 0.12
Turkey 0.12
Europe 0.11
Others 0.10
Argentina 0.10
Hungary 0.10
Luxembourg 0.08
United Arab Emirates 0.07
Asia Pacific 0.07
Peru 0.05
Chile 0.05
Kuwait 0.05
Poland 0.05
Qatar 0.05
Greece 0.04
Vietnam 0.04
Cayman Islands 0.04
Continental Europe 0.04
Colombia 0.03
Belarus 0.03
Ghana 0.03
Saudi Arabia 0.03
New Zealand 0.03
Czech Republic 0.02
Asia Pacific ex Japan 0.02
Egypt 0.02
Australasia 0.02
Panama 0.02
Pacific Basin 0.02
Jersey 0.02
Morocco 0.01
Sri Lanka 0.01
Papua New Guinea 0.01
Scandinavia 0.01
British Virgin Islands 0.00
Bermuda 0.00
Macau 0.00
Israel 0.00
Romania 0.00
Kazakhstan 0.00
Isle of Man 0.00
Iceland 0.00
Not Specified -0.10

Sector Breakdown

breakdown chart
  Sector % of Fund
Financials 17.55
Industrials 11.10
Consumer Services 6.82
Consumer Goods 6.77
Health Care 6.28
Oil & Gas 4.75
Technology 4.72
Basic Materials 3.07
Consumer Discretionary 2.97
Government Bonds 2.38
Information Technology 2.33
Money Market 1.96
Telecommunications 1.96
Utilities 1.54
Consumer Staples 1.24
Communications 1.24
Banks 1.15
Media 1.11
Certificates of Deposit 0.99
Financial Services 0.97
Energy 0.94
Oil & Gas Exploration & Production 0.92
Pharmaceuticals 0.89
Others 0.79
Life Insurance 0.73
Support Services 0.68
Commercial Paper 0.65
Investment Grade Bonds 0.64
Time Deposits 0.64
Materials 0.63
Insurance 0.57
Software 0.53
Real Estate 0.49
Electronic & Electrical Equipment 0.48
Property Shares 0.46
Tobacco 0.46
Travel 0.44
Transport 0.44
Floating Rate Notes 0.43
Investment Grade Government Bonds 0.41
Producer Durables 0.37
Wireless & Mobile Communications 0.33
Food & Drug Retailers 0.33
Building & Construction 0.32
Retail 0.31
Hardware 0.31
Asset/Mortgage-Backed Securities 0.28
Short Term Asset Backed 0.28
Materials & Processing 0.26
Chemicals 0.26
Mineral Extraction 0.26
Transport Equipment 0.21
Non Investment Grade Bonds 0.20
Government Agency Bonds 0.18
Corporate Bonds 0.17
Investment Grade Corporate Bonds 0.17
Machinery 0.17
Beverages 0.17
Industrial Cyclicals 0.17
Mortgage & Secured Bonds 0.16
Wholesale 0.15
Cash & Cash Equivalents 0.14
General Industrials 0.14
Food Producers 0.12
High Yield Bond 0.12
Mutual Funds 0.12
Government Index Linked 0.10
Construction 0.08
Retailers - General 0.08
Rubber Products 0.08
Unquoted Investments 0.07
Aerospace & Defence 0.06
Equities 0.06
Fixed Interest 0.06
Other Financial 0.05
Property 0.05
Healthcare & Medical Products 0.05
Government Bills 0.05
Electricity Supply 0.05
Services 0.05
Cyclical Consumer Goods 0.04
Securities 0.03
Basic Industries 0.03
Foods 0.03
Government Guaranteed 0.03
Asset Backed Commercial Paper 0.03
Glass & Ceramic Products 0.02
Precision Instruments 0.02
Oil & Gas Equipment & Services 0.02
Automotive 0.02
Iron & Steel Products 0.01
Other Metals 0.01
Debt 0.01
Investment Trusts 0.00
Index Linked 0.00
Preference Shares 0.00
Leisure 0.00
Local Government Bonds 0.00
Foreign Exchange 0.00
Derivatives -0.02

Performance figures are calculated on a bid price to bid price basis.