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For the purposes of the Data Protection Act 1998, the data controller is Trustnet Limited of 3rd Floor, Hollywood House, Church Street East, Woking, GU21 6HJ. Our nominated representative for the purpose of this Act is Kirsty Witter.


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Offshore Insurance / Utmost

Utmost Fidelity MoneyBuilder Income

2 FE Trustnet

FE Crown Rating

Fund Objective

Investment ObjectiveThe Fund aims to deliver an income with the potential to increase the value ofyour investment.Investment PolicyThe Fund will be at least 70% exposed to sterling-denominated (or hedgedback to sterling) investment grade debt instruments.The Fund is actively managed. The Investment Manager identifies suitableopportunities for the Fund utilising in-house research and investmentcapabilities.The Investment Manager will, when selecting investments for the Fund and forthe purposes of monitoring risk, consider the ICE Bank of America Merrill LynchEuro-Sterling Index. However, the Investment Manager has a wide degree offreedom relative to the index and may invest in issuers, sectors, countries andsecurity types not included in the index in order to take advantage ofinvestment opportunities. This means the Fund’s investments and thereforeperformance may vary significantly from the index.The Fund may also obtain exposure to transferable securities, money marketinstruments, collective investment schemes, cash and near cash and deposits.Derivatives may be used for efficient portfolio management and investmentpurposes and may include (but are not limited to) derivatives on exchangerates, interest rates, inflation and credit. The Fund may also take positionswhich enable it to benefit from falling asset prices.Performance BenchmarkThe Fund’s performance can be compared to the ICE Bank of America MerrillLynch Euro-Sterling Index as the index constituents best represent thecharacteristics the Fund is seeking to gain exposure to.Many funds sold in the UK are grouped into sectors by the InvestmentAssociation (the trade body that represents UK Investment Managers), tofacilitate comparison between funds with broadly similar characteristics. ThisFund is classified in the IA Sterling Corporate Bond sector. Performance dataon funds within this sector may be prepared and published by data providersand will be used when evaluating the performance of this Fund. The IA sectormost closely reflects the combination of assets in the Fund.

Fund Manager

Sajiv Vaid
Kristian Atkinson


Sector Global


Primary Asset Class

Fund Size

GBP 9.00m as at 15-Oct-2019

Unit Name

Utmost Fidelity MoneyBuilder Income





Initial Charge


Unit Currency




Annual Charge



GBP 0.68

Change (Mid)

0.00 (0.07%)

Unit LaunchDate


Performance Overview

Performance Charts

Cumulative Performance

  YTD 3m 6m 1y 3y 5y
Fund 8.65 1.21 4.96 8.31 9.83 23.84
Sector 7.28 0.70 3.97 6.76 9.75 22.53

Discrete Performance (%)

  2018 2017 2016 2015 2014
Fund -2.81 4.50 9.07 -0.23 12.42
Sector -2.64 4.60 9.56 0.60 8.81

Asset Allocation

breakdown chart
  Asset Class % of Fund
Global Corporate Fixed Interest 100.00

Regional Breakdown

breakdown chart
  Region % of Fund
UK 72.42
USA 6.42
France 4.80
Germany 3.67
Europe 2.65
Continental Europe 2.17
Australasia 2.01
International 1.36
Scandinavia 1.04
Canada 0.90
Middle East/ Africa 0.65
Money Market 0.53
Japan 0.49
Latin America 0.47
Switzerland 0.39
Not Specified 0.05
Others -0.02

Sector Breakdown

breakdown chart
  Sector % of Fund
BBB/Baa 46.10
A 26.50
AA/Aa 13.57
AAA/Aaa 7.30
BB/Ba 3.36
Not Rated 2.30
B 0.44
Cash 0.28
Rounding adjustment 0.15

Performance figures are calculated on a bid price to bid price basis.